Title Insurance Laws

Which Laws/ Rules Govern Title Insurance in Florida?

In Florida, the title insurance industry is regulated largely under Title XXXVII of the Florida Statutes. Chapters 624 and 626 defines title insurance and provides general requirements for the authorization of title insurance underwriters/ agents and administrative oversight of the industry, which responsibility falls to the “Office of Insurance Regulation”. Chapter 627 contemplates the minimum rate a title insurance company must charge and the minimum protection it must offer when issuing a title insurance policy; among other things, it prohibits an insurer from writing certain exceptions/ exclusions to coverage into any given policy.

In the Florida Administrative Code, the Office of Insurance Regulation sets specific guidelines for the various steps in the process of issuing a title insurance policy. For example, Chapter 690-186 discloses the standard according to which your title insurance premium is to be calculated.

Contact an Experienced Title Insurance Lawyer
If you would like more information about this topic, contact Lawrence Tolchinsky to find out how he can help you. You can contact him by phone at 954-458-8655 or by e-mail through this web site to schedule an appointment and learn more about title insurance. He offers a free initial consultation.

To learn more about Lawrence Tolchinsky, click on this link: Florida Title Insurance Attorney

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Lawrence Tolchinsky represents clients throughout South Florida, including the cities of
Hallandale, Hollywood, Aventura, Miramar, Pembroke Pines, Weston, Davie,
North Miami Beach and Dania Beach since 1994